Spoke with solbank today and they say that the floor is no longer applicable to new mortgages but deny any liability for existing mortgage holders wit this clause in their deed.
I contacted Solbank, atlantico branch (via e /mail) requesting the removal of my clause.
I have revived the branches reply .
They state that they believe the sentence was against BBVA, & incredibly, they state that all new mortgages still contain the min/ max rate clause, and you couldn't make this up , the min rate has now increased to 4.5% from 4.25%
Oh and I can't have the clause removed.I will let the dust settle ,& then it's roll your sleeves up time.